Get Your Business Ready for Funding
Complete a short application and our team will review your business and credit profile to help determine whether you may be funding ready — and what to prepare if you're not there yet.
Start My ApplicationThe application takes about 5 minutes. No Social Security number, bank logins or documents are needed to apply.
How it works
Apply online
Answer a few questions about you, your business and your credit profile.
We review your profile
An MFS funding specialist reviews your information.
Get your next steps
We recommend a funding strategy or the preparation steps that come first.
What we review
- Time in business
- Business registration and standing
- Ownership
- Personal credit profile
- Banking relationships
Frequently asked questions
What credit score is recommended?
A 700+ personal credit score is recommended for the strongest qualification path. We review your profile to help determine whether you may be funding ready.
How long does the funding process take?
Initial reviews can often be completed within 24–72 hours after your information is received. Final timing depends on qualification, banking relationships, and funding path.
Can startups qualify?
Yes, startups with an active LLC and strong personal credit may qualify. We review the full profile before recommending a funding strategy.
Will applying affect my credit score?
A funding review helps you understand your position before moving forward. Any credit impact depends on the specific funding path and lender process selected after review.